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As I turn 40 this week, I want to pass on some advice a neighbor gave me when I was in high school. He changed my life.

This is a “game” I use to this day. Making money is a skill, it needs to be practiced.

VALUE! Value is the end all be all of financial security. Learning to spot value is crucial.

Saving money is a game of ‘need vs. want’. Identify when you spend, how it feels when you do, and who you spend with.

Change the way you view money and spending. Your future self and those you love will thank you.

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